Make low monthly
payments with zero down.
On the application page, request at least $500 more than the price of your desired puppy in order to cover required New York sales tax.
You may apply for more funds however, UCFS (Lender) will only approve what you are eligible for. If approved, you can then select your puppy. The final amount you want to finance is your decision.
Note: ‘Work Purposes Only’ Social Security numbers are not accepted by UCFS.
Application Page Keys:
Estimated Selling Price = The amount you are requesting
Down Payment = 0
Residents of all states are eligible to apply.